PEP for Seniors is now a FINANCIAL EMPOWERMENT CENTER! Beginning in January, PEP will have a special counselor available on Mondays and Fridays by appointment only. This counselor will be able to provide FREE assistance to people of ALL AGES. He can help you take control of your debt, deal with debt collectors, improve your credit, create a budget, open a bank account, save and plan for the future, and more. Call PEP if you have questions or would like to make an appointment at 718-409-1619.